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Title : Shocking Medical Expenses: How Do You Cope?
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Shocking Medical Expenses: How Do You Cope?

A couple over 65 will spend at least $260,000 on medical care during the rest of their lives. Even with Medicare and Medigap coverage that mountain of money is always on our mind. How is that for a figure guaranteed to disrupt your thoughts of a satisfying retirement?

My wife and I have been relatively lucky. While the American health care system is an absolute mess and not likely to get better in the near term, we have avoided big bills and debilitating problems. Betty has a series of medical issues she deals with by pushing through them, adjusting parts of her life to accommodate them, and waiting for Medicare coverage next year to proceed with some likely surgery.

I had a minor heart issue while on vacation three years ago, the normal number of colonoscopies for someone my age, an occasional bout of acid reflux which seems to be stress-related, and stiff knees and fingers. All in all, for a couple in their late to mid 60's, we have not been faced with medical issue or expense that we couldn't handle. 

What I am interested are your experiences. I have friends who are facing much more serious problems and more uncertain futures than we are. I know several of the blog readers have lived through some major medical issues that  caused real problems. My youngest brother had to go through a serious bout of colon cancer a few years ago. He is now 3 years cancer-free but that was a scary and uncomfortable time for him and his family.

What have you had to face? How did it affect your life? What adjustments have you made to your retirement? Have costs of medications or procedures forced you to ration care?

How is your attitude? What helped you get through the trials of whatever you faced? How has any of this affected your family?

What can you share to help the rest of us if we are faced with a serious, potentially life-threatening issue? 

Thus articles Shocking Medical Expenses: How Do You Cope?

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